Terms & Conditions for JinnyLoan.com
Last updated: January 2026
Welcome to JinnyLoan.com. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our services.
If you do not agree with any part of these Terms & Conditions, please do not use our website.
1. About JinnyLoan
JinnyLoan.com is a digital loan assistance and information platform. We are not a bank or NBFC. We act only as an intermediary that connects users with banks, NBFCs, and other financial institutions for loan and credit card services.
All loan approvals, interest rates, fees, and terms are decided solely by the respective lenders.
2. Eligibility to Use
- To use JinnyLoan.com, you must:
- Be at least 18 years of age
- Be legally capable of entering into a contract under Indian law
- Provide accurate and complete information
- JinnyLoan reserves the right to deny access to any user who provides false or misleading information.
3. Services Offered
- JinnyLoan provides assistance and information related to:
- Personal Loans
- Home Loans
- Business Loans
- Credit Cards
- Submission of an application does not guarantee loan approval.
4. User Responsibilities
- By using this website, you agree that:
- All information provided by you is true and correct
- You will not misuse the website for fraudulent or illegal purposes
- You will not attempt to disrupt or harm the website’s functionality
- You understand that loan decisions are made by third-party lenders
5. Consent to Communication
- By submitting your details on JinnyLoan.com, you authorize us and our partners to contact you via:
- Phone calls
- SMS
- This communication may relate to loan offers, verification, updates, or promotional information.
6. Third-Party Links & Services
JinnyLoan.com may contain links to third-party websites. We do not control or endorse the content, privacy policies, or practices of these external websites.
Users access third-party websites at their own risk.
7. Intellectual Property Rights
All content on JinnyLoan.com, including text, logos, graphics, and design, is the property of JinnyLoan unless otherwise stated.
Unauthorized copying, reproduction, or distribution of website content is strictly prohibited.
8. Limitation of Liability
JinnyLoan shall not be liable for:
- Loan rejection or delay by lenders
- Any financial loss arising from lender decisions
- Errors or interruptions in website services
- Misuse of information by third-party lenders
- Users agree to use the platform at their own discretion and risk.
9. Termination of Access
JinnyLoan reserves the right to suspend or terminate access to the website without prior notice if a user violates these Terms & Conditions or applicable laws.
10. Changes to Terms
JinnyLoan may update